diff --git a/crates/sage/src/error.rs b/crates/sage/src/error.rs
index 043f7e0eb..db927ae83 100644
--- a/crates/sage/src/error.rs
+++ b/crates/sage/src/error.rs
@@ -238,7 +238,8 @@ impl Error {
     pub fn kind(&self) -> ErrorKind {
         match self {
             Self::Wallet(..) => ErrorKind::Wallet,
-            Self::NotLoggedIn | Self::NoSigningKey => ErrorKind::Unauthorized,
+            Self::NotLoggedIn => ErrorKind::Unauthorized,
+            Self::NoSigningKey => ErrorKind::Wallet,
             Self::Keychain(error) => match error {
                 KeychainError::Decrypt => ErrorKind::Unauthorized,
                 KeychainError::KeyExists
diff --git a/src/components/Banner.tsx b/src/components/Banner.tsx
new file mode 100644
index 000000000..0590168a6
--- /dev/null
+++ b/src/components/Banner.tsx
@@ -0,0 +1,32 @@
+import { ReactNode } from 'react';
+import { cn } from '@/lib/utils';
+
+interface BannerProps {
+  message: string;
+  icon?: ReactNode;
+  'aria-label'?: string;
+  className?: string;
+}
+
+export function Banner({
+  message,
+  icon,
+  className,
+  'aria-label': ariaLabel,
+}: BannerProps) {
+  return (
+    <div
+      className={cn(
+        'flex items-center gap-2 px-4 py-1.5 text-xs bg-muted border-b text-muted-foreground',
+        className,
+      )}
+      role='status'
+      aria-label={ariaLabel}
+      aria-live='polite'
+      aria-atomic='true'
+    >
+      {icon ? icon : null}
+      <span>{message}</span>
+    </div>
+  );
+}
diff --git a/src/components/ClawbackCoinsCard.tsx b/src/components/ClawbackCoinsCard.tsx
index 4bfdfd269..7ca34f9b3 100644
--- a/src/components/ClawbackCoinsCard.tsx
+++ b/src/components/ClawbackCoinsCard.tsx
@@ -20,6 +20,7 @@ import {
 import { useErrors } from '@/hooks/useErrors';
 import { amount } from '@/lib/formTypes';
 import { toMojos } from '@/lib/utils';
+import { useWallet } from '@/contexts/WalletContext';
 import { useWalletState } from '@/state';
 import { zodResolver } from '@hookform/resolvers/zod';
 import { t } from '@lingui/core/macro';
@@ -61,6 +62,7 @@ export function ClawbackCoinsCard({
   setSelectedCoins,
 }: ClawbackCoinsCardProps) {
   const walletState = useWalletState();
+  const { isTransactionDisabled } = useWallet();
 
   const { addError } = useErrors();
 
@@ -315,7 +317,7 @@ export function ClawbackCoinsCard({
             <>
               <Button
                 variant='outline'
-                disabled={!canClawBack}
+                disabled={isTransactionDisabled || !canClawBack}
                 onClick={() => {
                   if (canClawBack) setClawBackOpen(true);
                 }}
@@ -326,7 +328,11 @@ export function ClawbackCoinsCard({
 
               <Button
                 variant='outline'
-                disabled={selectedCoinIds.length === 0 || canClawBack}
+                disabled={
+                  isTransactionDisabled ||
+                  selectedCoinIds.length === 0 ||
+                  canClawBack
+                }
                 onClick={() => {
                   setFinalizeOpen(true);
                 }}
diff --git a/src/components/ConfirmationDialog.tsx b/src/components/ConfirmationDialog.tsx
index c2f7de3bd..1368b31ae 100644
--- a/src/components/ConfirmationDialog.tsx
+++ b/src/components/ConfirmationDialog.tsx
@@ -10,6 +10,7 @@ import {
 import { LoadingButton } from '@/components/ui/loading-button';
 import { useBiometric } from '@/hooks/useBiometric';
 import { useErrors } from '@/hooks/useErrors';
+import { useWallet } from '@/contexts/WalletContext';
 import { fromMojos } from '@/lib/utils';
 import { useWalletState } from '@/state';
 import { t } from '@lingui/core/macro';
@@ -38,9 +39,11 @@ import { formatNumber } from '../i18n';
 import { calculateTransaction } from './AdvancedTransactionSummary';
 import { CopyButton } from './CopyButton';
 import { Alert, AlertDescription, AlertTitle } from './ui/alert';
+import { ReadOnlyButton } from './ReadOnlyButton';
 import { Badge } from './ui/badge';
 import { Separator } from './ui/separator';
 import { Tabs, TabsContent, TabsList, TabsTrigger } from './ui/tabs';
+import { Tooltip, TooltipContent, TooltipTrigger } from './ui/tooltip';
 
 export interface ConfirmationDialogProps {
   response: TransactionResponse | TakeOfferResponse | null;
@@ -65,6 +68,9 @@ export default function ConfirmationDialog({
 
   const { addError } = useErrors();
   const { promptIfEnabled } = useBiometric();
+  const { isReadOnly, allowUnsigned } = useWallet();
+
+  const isColdWalletUnsignedMode = isReadOnly && allowUnsigned;
 
   const [pending, setPending] = useState(false);
   const [signature, setSignature] = useState<string | null>(null);
@@ -77,6 +83,12 @@ export default function ConfirmationDialog({
     }
   }, [response]);
 
+  useEffect(() => {
+    if (response !== null && isColdWalletUnsignedMode) {
+      setActiveTab('json');
+    }
+  }, [response, isColdWalletUnsignedMode]);
+
   const reset = () => {
     setPending(false);
     setSignature(null);
@@ -512,7 +524,7 @@ export default function ConfirmationDialog({
                 </Alert>
 
                 <div className='flex items-center gap-2 mt-4'>
-                  <Button
+                  <ReadOnlyButton
                     size='sm'
                     onClick={async () => {
                       if (await promptIfEnabled()) {
@@ -534,7 +546,7 @@ export default function ConfirmationDialog({
                           .catch(addError);
                       }
                     }}
-                    disabled={!!signature}
+                    disabled={!!signature || isReadOnly}
                   >
                     {signature ? (
                       <>
@@ -547,7 +559,7 @@ export default function ConfirmationDialog({
                     ) : (
                       <Trans>Sign Transaction</Trans>
                     )}
-                  </Button>
+                  </ReadOnlyButton>
 
                   <Button
                     variant='outline'
@@ -606,57 +618,80 @@ export default function ConfirmationDialog({
           <Button variant='ghost' onClick={reset}>
             <Trans>Cancel</Trans>
           </Button>
-          <LoadingButton
-            loading={pending}
-            loadingText={t`Submitting`}
-            onClick={() => {
-              setPending(true);
-
-              (async () => {
-                let finalSignature: string | null = signature;
-
-                if (
-                  !finalSignature &&
-                  response !== null &&
-                  'coin_spends' in response
-                ) {
-                  if (!(await promptIfEnabled())) return;
+          {isColdWalletUnsignedMode ? (
+            <Tooltip>
+              <TooltipTrigger asChild>
+                <span className='inline-flex cursor-not-allowed'>
+                  <LoadingButton
+                    disabled
+                    loading={false}
+                    loadingText=''
+                    className='pointer-events-none'
+                  >
+                    <Trans>Submit</Trans>
+                  </LoadingButton>
+                </span>
+              </TooltipTrigger>
+              <TooltipContent>
+                <Trans>
+                  Cold wallets cannot sign transactions. Copy the JSON and sign
+                  externally.
+                </Trans>
+              </TooltipContent>
+            </Tooltip>
+          ) : (
+            <LoadingButton
+              loading={pending}
+              loadingText={t`Submitting`}
+              onClick={() => {
+                setPending(true);
+
+                (async () => {
+                  let finalSignature: string | null = signature;
+
+                  if (
+                    !finalSignature &&
+                    response !== null &&
+                    'coin_spends' in response
+                  ) {
+                    if (!(await promptIfEnabled())) return;
+
+                    const data = await commands
+                      .signCoinSpends({
+                        coin_spends: response.coin_spends,
+                      })
+                      .catch(addError);
+
+                    if (!data) return reset();
+
+                    finalSignature = data.spend_bundle.aggregated_signature;
+                  }
 
                   const data = await commands
-                    .signCoinSpends({
-                      coin_spends: response.coin_spends,
+                    .submitTransaction({
+                      spend_bundle: {
+                        coin_spends:
+                          response === null
+                            ? []
+                            : 'coin_spends' in response
+                              ? response.coin_spends
+                              : response.spend_bundle.coin_spends,
+                        aggregated_signature: finalSignature ?? '',
+                      },
                     })
                     .catch(addError);
 
                   if (!data) return reset();
 
-                  finalSignature = data.spend_bundle.aggregated_signature;
-                }
-
-                const data = await commands
-                  .submitTransaction({
-                    spend_bundle: {
-                      coin_spends:
-                        response === null
-                          ? []
-                          : 'coin_spends' in response
-                            ? response.coin_spends
-                            : response.spend_bundle.coin_spends,
-                      aggregated_signature: finalSignature ?? '',
-                    },
-                  })
-                  .catch(addError);
-
-                if (!data) return reset();
-
-                toast.success(t`Transaction submitted successfully`);
-                onConfirm?.();
-                reset();
-              })().finally(() => setPending(false));
-            }}
-          >
-            <Trans>Submit</Trans>
-          </LoadingButton>
+                  toast.success(t`Transaction submitted successfully`);
+                  onConfirm?.();
+                  reset();
+                })().finally(() => setPending(false));
+              }}
+            >
+              <Trans>Submit</Trans>
+            </LoadingButton>
+          )}
         </DialogFooter>
       </DialogContent>
     </Dialog>
diff --git a/src/components/Layout.tsx b/src/components/Layout.tsx
index 9298f620f..d80346b81 100644
--- a/src/components/Layout.tsx
+++ b/src/components/Layout.tsx
@@ -8,13 +8,14 @@ import {
 import { useInsets } from '@/contexts/SafeAreaContext';
 import { useWallet } from '@/contexts/WalletContext';
 import { t } from '@lingui/core/macro';
-import { PanelLeft, PanelLeftClose } from 'lucide-react';
+import { PanelLeft, PanelLeftClose, Snowflake } from 'lucide-react';
 import { PropsWithChildren } from 'react';
 import { useLocation } from 'react-router-dom';
 import { Insets } from 'tauri-plugin-safe-area-insets';
 import { useTheme } from 'theme-o-rama';
 import { useLocalStorage } from 'usehooks-ts';
 import { BottomNav, TopNav } from './Nav';
+import { Banner } from './Banner';
 import { WalletSwitcher } from './WalletSwitcher';
 
 function WalletTransitionWrapper({
@@ -22,7 +23,7 @@ function WalletTransitionWrapper({
   props,
   insets,
 }: PropsWithChildren<{ props: LayoutProps; insets: Insets }>) {
-  const { isSwitching, wallet } = useWallet();
+  const { isSwitching, wallet, isReadOnly } = useWallet();
 
   // Only show content if we have a wallet or we're not switching
   // This prevents old wallet data from showing during transition
@@ -43,7 +44,23 @@ function WalletTransitionWrapper({
           : 'env(safe-area-inset-bottom)',
       }}
     >
-      {shouldShow ? children : null}
+      {shouldShow ? (
+        <>
+          {isReadOnly && (
+            <Banner
+              message={t`Read-only wallet — transactions require private keys`}
+              aria-label={t`Read-only wallet`}
+              icon={
+                <Snowflake
+                  className='h-3 w-3 flex-shrink-0'
+                  aria-hidden='true'
+                />
+              }
+            />
+          )}
+          {children}
+        </>
+      ) : null}
     </div>
   );
 }
@@ -99,7 +116,6 @@ export function FullLayout(props: LayoutProps) {
                     aria-label={
                       isCollapsed ? t`Expand sidebar` : t`Collapse sidebar`
                     }
-                    aria-expanded={!isCollapsed}
                   >
                     {isCollapsed ? (
                       <PanelLeft className='h-5 w-5' aria-hidden='true' />
diff --git a/src/components/NftCard.tsx b/src/components/NftCard.tsx
index 44257646d..4a35263f6 100644
--- a/src/components/NftCard.tsx
+++ b/src/components/NftCard.tsx
@@ -11,6 +11,7 @@ import { amount } from '@/lib/formTypes';
 import { nftUri } from '@/lib/nftUri';
 import { toMojos } from '@/lib/utils';
 import { useWalletState } from '@/state';
+import { useWallet } from '@/contexts/WalletContext';
 import { zodResolver } from '@hookform/resolvers/zod';
 import { t } from '@lingui/core/macro';
 import { Trans } from '@lingui/react/macro';
@@ -94,6 +95,7 @@ interface NftCardProps {
 
 export function NftCard({ nft, updateNfts, selectionState }: NftCardProps) {
   const walletState = useWalletState();
+  const { isTransactionDisabled } = useWallet();
   const [offerState, setOfferState] = useOfferStateWithDefault();
   const navigate = useNavigate();
 
@@ -401,7 +403,7 @@ export function NftCard({ nft, updateNfts, selectionState }: NftCardProps) {
                     e.stopPropagation();
                     setTransferOpen(true);
                   }}
-                  disabled={!nft.created_height}
+                  disabled={isTransactionDisabled || !nft.created_height}
                   aria-label={t`Transfer ${nftName}`}
                 >
                   <SendIcon className='mr-2 h-4 w-4' aria-hidden='true' />
@@ -416,7 +418,7 @@ export function NftCard({ nft, updateNfts, selectionState }: NftCardProps) {
                     e.stopPropagation();
                     setAssignOpen(true);
                   }}
-                  disabled={!nft.created_height}
+                  disabled={isTransactionDisabled || !nft.created_height}
                   aria-label={
                     nft.owner_did === null ? t`Assign profile` : t`Edit profile`
                   }
@@ -438,7 +440,7 @@ export function NftCard({ nft, updateNfts, selectionState }: NftCardProps) {
                     addUrlForm.reset();
                     setAddUrlOpen(true);
                   }}
-                  disabled={!nft.created_height}
+                  disabled={isTransactionDisabled || !nft.created_height}
                   aria-label={t`Add URL to ${nftName}`}
                 >
                   <LinkIcon className='mr-2 h-4 w-4' aria-hidden='true' />
@@ -453,7 +455,7 @@ export function NftCard({ nft, updateNfts, selectionState }: NftCardProps) {
                     e.stopPropagation();
                     setBurnOpen(true);
                   }}
-                  disabled={!nft.created_height}
+                  disabled={isTransactionDisabled || !nft.created_height}
                   aria-label={t`Burn ${nftName}`}
                 >
                   <Flame className='mr-2 h-4 w-4' aria-hidden='true' />
@@ -484,6 +486,7 @@ export function NftCard({ nft, updateNfts, selectionState }: NftCardProps) {
                     });
                   }}
                   disabled={
+                    isTransactionDisabled ||
                     !nft.created_height ||
                     offerState.offered.nfts.findIndex(
                       (nftId) => nftId === nft.launcher_id,
diff --git a/src/components/OwnedCoinsCard.tsx b/src/components/OwnedCoinsCard.tsx
index abebb4237..96f849698 100644
--- a/src/components/OwnedCoinsCard.tsx
+++ b/src/components/OwnedCoinsCard.tsx
@@ -21,6 +21,7 @@ import { Input } from '@/components/ui/input';
 import { useErrors } from '@/hooks/useErrors';
 import { amount } from '@/lib/formTypes';
 import { fromMojos, toMojos } from '@/lib/utils';
+import { useWallet } from '@/contexts/WalletContext';
 import { useWalletState } from '@/state';
 import { zodResolver } from '@hookform/resolvers/zod';
 import { t } from '@lingui/core/macro';
@@ -62,6 +63,7 @@ export function OwnedCoinsCard({
   setSelectedCoins,
 }: OwnedCoinsCardProps) {
   const walletState = useWalletState();
+  const { isTransactionDisabled } = useWallet();
 
   const { addError } = useErrors();
 
@@ -439,7 +441,7 @@ export function OwnedCoinsCard({
             <>
               <Button
                 variant='outline'
-                disabled={!canSplit}
+                disabled={isTransactionDisabled || !canSplit}
                 onClick={() => setSplitOpen(true)}
               >
                 <SplitIcon className='mr-2 h-4 w-4' aria-hidden='true' />{' '}
@@ -447,7 +449,9 @@ export function OwnedCoinsCard({
               </Button>
               <Button
                 variant='outline'
-                disabled={!(canCombine || canAutoCombine)}
+                disabled={
+                  isTransactionDisabled || !(canCombine || canAutoCombine)
+                }
                 onClick={() => {
                   if (canCombine) {
                     setCombineOpen(true);
diff --git a/src/components/ReadOnlyButton.tsx b/src/components/ReadOnlyButton.tsx
new file mode 100644
index 000000000..e35a9a486
--- /dev/null
+++ b/src/components/ReadOnlyButton.tsx
@@ -0,0 +1,43 @@
+import { useWallet } from '@/contexts/WalletContext';
+import { Button } from '@/components/ui/button';
+import {
+  Tooltip,
+  TooltipContent,
+  TooltipTrigger,
+} from '@/components/ui/tooltip';
+import { Trans } from '@lingui/react/macro';
+import { ComponentProps } from 'react';
+import { cn } from '@/lib/utils';
+
+type ButtonProps = ComponentProps<typeof Button>;
+
+export function ReadOnlyButton({ children, onClick, ...props }: ButtonProps) {
+  const { isTransactionDisabled } = useWallet();
+
+  if (isTransactionDisabled) {
+    return (
+      <Tooltip>
+        <TooltipTrigger asChild>
+          <span className='inline-flex cursor-not-allowed'>
+            <Button
+              disabled
+              {...props}
+              className={cn(props.className, 'pointer-events-none')}
+            >
+              {children}
+            </Button>
+          </span>
+        </TooltipTrigger>
+        <TooltipContent>
+          <Trans>Not available for read-only wallets</Trans>
+        </TooltipContent>
+      </Tooltip>
+    );
+  }
+
+  return (
+    <Button onClick={onClick} {...props}>
+      {children}
+    </Button>
+  );
+}
diff --git a/src/components/TokenCard.tsx b/src/components/TokenCard.tsx
index ca530b8d6..9e6bd0690 100644
--- a/src/components/TokenCard.tsx
+++ b/src/components/TokenCard.tsx
@@ -1,5 +1,6 @@
 import { NumberFormat } from '@/components/NumberFormat';
 import { QRCodeDialog } from '@/components/QRCodeDialog';
+import { ReadOnlyButton } from '@/components/ReadOnlyButton';
 import { ReceiveAddress } from '@/components/ReceiveAddress';
 import { Button } from '@/components/ui/button';
 import { Card, CardContent, CardHeader } from '@/components/ui/card';
@@ -37,7 +38,7 @@ import {
   Send,
 } from 'lucide-react';
 import { useState } from 'react';
-import { Link } from 'react-router-dom';
+import { useNavigate } from 'react-router-dom';
 import { toast } from 'react-toastify';
 import { TokenRecord } from '../bindings';
 import { AssetIcon } from './AssetIcon';
@@ -60,6 +61,7 @@ export function TokenCard({
   onUpdate,
 }: TokenCardProps) {
   const walletState = useWalletState();
+  const navigate = useNavigate();
 
   const [isEditOpen, setIsEditOpen] = useState(false);
   const [isReceiveOpen, setIsReceiveOpen] = useState(false);
@@ -134,12 +136,15 @@ export function TokenCard({
           <ReceiveAddress className='mt-2' />
 
           <div className='flex gap-2 mt-2 flex-wrap'>
-            <Link to={`/wallet/send/${asset.asset_id ?? 'xch'}`}>
-              <Button variant='outline'>
-                <Send className='mr-2 h-4 w-4' aria-hidden='true' />{' '}
-                <Trans>Send</Trans>
-              </Button>
-            </Link>
+            <ReadOnlyButton
+              variant='outline'
+              onClick={() =>
+                navigate(`/wallet/send/${asset.asset_id ?? 'xch'}`)
+              }
+            >
+              <Send className='mr-2 h-4 w-4' aria-hidden='true' />{' '}
+              <Trans>Send</Trans>
+            </ReadOnlyButton>
             <Button variant='outline' onClick={() => setIsReceiveOpen(true)}>
               <HandHelping className='mr-2 h-4 w-4' aria-hidden='true' />
               <Trans>Receive</Trans>
diff --git a/src/contexts/WalletContext.tsx b/src/contexts/WalletContext.tsx
index 3e0da02ff..30f747741 100644
--- a/src/contexts/WalletContext.tsx
+++ b/src/contexts/WalletContext.tsx
@@ -1,6 +1,7 @@
 import { KeyInfo, commands } from '@/bindings';
 import { CustomError } from '@/contexts/ErrorContext';
 import { useErrors } from '@/hooks/useErrors';
+import { useColdWalletUnsigned } from '@/hooks/useColdWalletUnsigned';
 import { fetchState, initializeWalletState } from '@/state';
 import { createContext, useContext, useEffect, useState } from 'react';
 
@@ -9,6 +10,13 @@ interface WalletContextType {
   setWallet: (wallet: KeyInfo | null) => void;
   isSwitching: boolean;
   setIsSwitching: (isSwitching: boolean) => void;
+  /** True when the wallet has no signing keys (cold/watch-only wallet). */
+  isReadOnly: boolean;
+  /** True when the user has opted in to building unsigned transactions on cold wallets. */
+  allowUnsigned: boolean;
+  /** True when transaction-initiating UI should be disabled.
+   *  Equivalent to `isReadOnly && !allowUnsigned`. */
+  isTransactionDisabled: boolean;
 }
 
 export const WalletContext = createContext<WalletContextType | undefined>(
@@ -19,6 +27,10 @@ export function WalletProvider({ children }: { children: React.ReactNode }) {
   const [wallet, setWallet] = useState<KeyInfo | null>(null);
   const [isSwitching, setIsSwitching] = useState(false);
   const { addError } = useErrors();
+  const { allowUnsigned } = useColdWalletUnsigned();
+
+  const isReadOnly = wallet !== null && wallet.has_secrets === false;
+  const isTransactionDisabled = isReadOnly && !allowUnsigned;
 
   useEffect(() => {
     const init = async () => {
@@ -41,7 +53,15 @@ export function WalletProvider({ children }: { children: React.ReactNode }) {
 
   return (
     <WalletContext.Provider
-      value={{ wallet, setWallet, isSwitching, setIsSwitching }}
+      value={{
+        wallet,
+        setWallet,
+        isSwitching,
+        setIsSwitching,
+        isReadOnly,
+        allowUnsigned,
+        isTransactionDisabled,
+      }}
     >
       {children}
     </WalletContext.Provider>
diff --git a/src/hooks/useColdWalletUnsigned.ts b/src/hooks/useColdWalletUnsigned.ts
new file mode 100644
index 000000000..30e87dbe4
--- /dev/null
+++ b/src/hooks/useColdWalletUnsigned.ts
@@ -0,0 +1,10 @@
+import { useLocalStorage } from 'usehooks-ts';
+
+export function useColdWalletUnsigned() {
+  const [allowUnsigned, setAllowUnsigned] = useLocalStorage<boolean>(
+    'cold-wallet-allow-unsigned',
+    false,
+  );
+
+  return { allowUnsigned, setAllowUnsigned };
+}
diff --git a/src/pages/DidList.tsx b/src/pages/DidList.tsx
index 3aec4fb9d..20729bcf6 100644
--- a/src/pages/DidList.tsx
+++ b/src/pages/DidList.tsx
@@ -6,6 +6,7 @@ import Header from '@/components/Header';
 import { ReceiveAddress } from '@/components/ReceiveAddress';
 import { TransferDialog } from '@/components/TransferDialog';
 import { Alert, AlertDescription, AlertTitle } from '@/components/ui/alert';
+import { ReadOnlyButton } from '@/components/ReadOnlyButton';
 import { Button } from '@/components/ui/button';
 import { Card, CardContent, CardHeader, CardTitle } from '@/components/ui/card';
 import {
@@ -30,6 +31,7 @@ import { Switch } from '@/components/ui/switch';
 import { useDids } from '@/hooks/useDids';
 import { useErrors } from '@/hooks/useErrors';
 import { toMojos } from '@/lib/utils';
+import { useWallet } from '@/contexts/WalletContext';
 import { useWalletState } from '@/state';
 import { t } from '@lingui/core/macro';
 import { Plural, Trans } from '@lingui/react/macro';
@@ -67,10 +69,10 @@ export function DidList() {
         <ReceiveAddress />
       </Header>
       <Container>
-        <Button onClick={() => navigate('/dids/create')}>
+        <ReadOnlyButton onClick={() => navigate('/dids/create')}>
           <UserPlusIcon className='h-4 w-4 mr-2' />
           <Trans>Create Profile</Trans>
-        </Button>
+        </ReadOnlyButton>
 
         {hasHiddenDids && (
           <div className='flex items-center gap-2 my-4'>
@@ -118,6 +120,7 @@ interface ProfileProps {
 
 function Profile({ did, updateDids }: ProfileProps) {
   const { addError } = useErrors();
+  const { isTransactionDisabled } = useWallet();
 
   const walletState = useWalletState();
 
@@ -232,7 +235,9 @@ function Profile({ did, updateDids }: ProfileProps) {
                     e.stopPropagation();
                     setTransferOpen(true);
                   }}
-                  disabled={did.created_height === null}
+                  disabled={
+                    did.created_height === null || isTransactionDisabled
+                  }
                 >
                   <SendIcon className='mr-2 h-4 w-4' />
                   <span>
@@ -247,7 +252,9 @@ function Profile({ did, updateDids }: ProfileProps) {
                       e.stopPropagation();
                       setNormalizeOpen(true);
                     }}
-                    disabled={did.created_height === null}
+                    disabled={
+                      did.created_height === null || isTransactionDisabled
+                    }
                   >
                     <ActivityIcon className='mr-2 h-4 w-4' />
                     <span>
@@ -262,7 +269,9 @@ function Profile({ did, updateDids }: ProfileProps) {
                     e.stopPropagation();
                     setBurnOpen(true);
                   }}
-                  disabled={did.created_height === null}
+                  disabled={
+                    did.created_height === null || isTransactionDisabled
+                  }
                 >
                   <Flame className='mr-2 h-4 w-4' />
                   <span>
diff --git a/src/pages/NftList.tsx b/src/pages/NftList.tsx
index 509ec5b72..74eaccd85 100644
--- a/src/pages/NftList.tsx
+++ b/src/pages/NftList.tsx
@@ -6,7 +6,7 @@ import { NftOptions } from '@/components/NftOptions';
 import { NftPageTitle } from '@/components/NftPageTitle';
 import { Pagination } from '@/components/Pagination';
 import { ReceiveAddress } from '@/components/ReceiveAddress';
-import { Button } from '@/components/ui/button';
+import { ReadOnlyButton } from '@/components/ReadOnlyButton';
 import { useErrors } from '@/hooks/useErrors';
 import { useIntersectionObserver } from '@/hooks/useIntersectionObserver';
 import { useNftData } from '@/hooks/useNftData';
@@ -131,13 +131,13 @@ export function NftList() {
       </Header>
 
       <Container>
-        <Button
+        <ReadOnlyButton
           onClick={() => navigate('/nfts/mint')}
           aria-label={t`Create new NFT`}
         >
           <ImagePlusIcon className='h-4 w-4 mr-2' aria-hidden='true' />
           <Trans>Mint NFT</Trans>
-        </Button>
+        </ReadOnlyButton>
 
         <div ref={optionsRef}>
           <NftOptions
diff --git a/src/pages/Offers.tsx b/src/pages/Offers.tsx
index 81227c5d3..d78e7db8e 100644
--- a/src/pages/Offers.tsx
+++ b/src/pages/Offers.tsx
@@ -8,6 +8,7 @@ import { NfcScanDialog } from '@/components/dialogs/NfcScanDialog';
 import { ViewOfferDialog } from '@/components/dialogs/ViewOfferDialog';
 import Header from '@/components/Header';
 import { OfferRowCard } from '@/components/OfferRowCard';
+import { ReadOnlyButton } from '@/components/ReadOnlyButton';
 import { Button } from '@/components/ui/button';
 import { Card } from '@/components/ui/card';
 import { Dialog, DialogTrigger } from '@/components/ui/dialog';
@@ -44,7 +45,7 @@ import {
 } from 'lucide-react';
 import { useCallback, useEffect, useState } from 'react';
 import { useForm } from 'react-hook-form';
-import { Link, useNavigate } from 'react-router-dom';
+import { useNavigate } from 'react-router-dom';
 import { getNdefPayloads, isNdefAvailable } from 'tauri-plugin-sage';
 import { useLocalStorage } from 'usehooks-ts';
 import { z } from 'zod';
@@ -272,11 +273,11 @@ export function Offers() {
                     onSubmit={handleViewOffer}
                   />
                 </Dialog>
-                <Link to='/offers/make' replace={true}>
-                  <Button>
-                    <Trans>Create Offer</Trans>
-                  </Button>
-                </Link>
+                <ReadOnlyButton
+                  onClick={() => navigate('/offers/make', { replace: true })}
+                >
+                  <Trans>Create Offer</Trans>
+                </ReadOnlyButton>
               </div>
             </div>
 
diff --git a/src/pages/OptionList.tsx b/src/pages/OptionList.tsx
index 45a152fd0..0ae2ffc1e 100644
--- a/src/pages/OptionList.tsx
+++ b/src/pages/OptionList.tsx
@@ -6,6 +6,7 @@ import { OptionListView } from '@/components/OptionListView';
 import { OptionOptions } from '@/components/OptionOptions';
 import { ReceiveAddress } from '@/components/ReceiveAddress';
 import { Alert, AlertDescription, AlertTitle } from '@/components/ui/alert';
+import { ReadOnlyButton } from '@/components/ReadOnlyButton';
 import { Button } from '@/components/ui/button';
 import { CustomError } from '@/contexts/ErrorContext';
 import { useErrors } from '@/hooks/useErrors';
@@ -84,14 +85,14 @@ export function OptionList() {
         </div>
       </Header>
       <Container>
-        <Button
+        <ReadOnlyButton
           aria-label={t`Mint new option`}
           className='mb-4'
           onClick={() => navigate('/options/mint')}
         >
           <FilePenLine className='h-4 w-4 mr-2' />
           <Trans>Mint Option</Trans>
-        </Button>
+        </ReadOnlyButton>
 
         <OptionOptions
           query={search}
diff --git a/src/pages/Settings.tsx b/src/pages/Settings.tsx
index 8ef69fa88..13e1c007a 100644
--- a/src/pages/Settings.tsx
+++ b/src/pages/Settings.tsx
@@ -38,6 +38,7 @@ import { useLanguage } from '@/contexts/LanguageContext';
 import { useInsets } from '@/contexts/SafeAreaContext';
 import { useWallet } from '@/contexts/WalletContext';
 import { useBiometric } from '@/hooks/useBiometric';
+import { useColdWalletUnsigned } from '@/hooks/useColdWalletUnsigned';
 import { useDefaultClawback } from '@/hooks/useDefaultClawback';
 import { useDefaultFee } from '@/hooks/useDefaultFee';
 import { useDefaultOfferExpiry } from '@/hooks/useDefaultOfferExpiry';
@@ -198,6 +199,7 @@ export default function Settings() {
 
               <TabsContent value='advanced'>
                 <div className='grid gap-4'>
+                  <ColdWalletSettings />
                   {!isMobile && <RpcSettings />}
                   <LogViewer />
                 </div>
@@ -934,6 +936,22 @@ function LogViewer() {
   );
 }
 
+function ColdWalletSettings() {
+  const { allowUnsigned, setAllowUnsigned } = useColdWalletUnsigned();
+
+  return (
+    <SettingsSection title={t`Cold Wallets`}>
+      <SettingItem
+        label={t`Allow Unsigned Transactions`}
+        description={t`When enabled, cold wallets can build transactions and export the unsigned spend bundle for external signing, instead of being blocked from transacting entirely.`}
+        control={
+          <Switch checked={allowUnsigned} onCheckedChange={setAllowUnsigned} />
+        }
+      />
+    </SettingsSection>
+  );
+}
+
 function RpcSettings() {
   const { addError } = useErrors();
   const { promptIfEnabled } = useBiometric();
diff --git a/src/pages/Swap.tsx b/src/pages/Swap.tsx
index b4cc53257..0f069bfb3 100644
--- a/src/pages/Swap.tsx
+++ b/src/pages/Swap.tsx
@@ -9,6 +9,7 @@ import { Card, CardContent, CardHeader, CardTitle } from '@/components/ui/card';
 import { Label } from '@/components/ui/label';
 import { FeeAmountInput, TokenAmountInput } from '@/components/ui/masked-input';
 import { CustomError } from '@/contexts/ErrorContext';
+import { useWallet } from '@/contexts/WalletContext';
 import { useErrors } from '@/hooks/useErrors';
 import { toDecimal, toMojos } from '@/lib/utils';
 import { OfferState, useWalletState } from '@/state';
@@ -22,6 +23,7 @@ import { useNavigate } from 'react-router-dom';
 export function Swap() {
   const walletState = useWalletState();
   const navigate = useNavigate();
+  const { isTransactionDisabled } = useWallet();
 
   const { addError } = useErrors();
 
@@ -321,6 +323,7 @@ export function Swap() {
         <div className='mt-4'>
           <Button
             disabled={
+              isTransactionDisabled ||
               payAssetId === undefined ||
               receiveAssetId === undefined ||
               !receiveAmount ||
diff --git a/src/pages/TokenList.tsx b/src/pages/TokenList.tsx
index 57f5674cb..cd023d998 100644
--- a/src/pages/TokenList.tsx
+++ b/src/pages/TokenList.tsx
@@ -6,7 +6,7 @@ import { TokenGridView } from '@/components/TokenGridView';
 import { TokenListView } from '@/components/TokenListView';
 import { TokenOptions } from '@/components/TokenOptions';
 import { Alert, AlertDescription, AlertTitle } from '@/components/ui/alert';
-import { Button } from '@/components/ui/button';
+import { ReadOnlyButton } from '@/components/ReadOnlyButton';
 import {
   Tooltip,
   TooltipContent,
@@ -177,14 +177,14 @@ export function TokenList() {
         </div>
       </Header>
       <Container>
-        <Button
+        <ReadOnlyButton
           onClick={() => navigate('/wallet/issue-token')}
           aria-label={t`Issue new token`}
           className='mb-4'
         >
           <Coins className='h-4 w-4 mr-2' aria-hidden='true' />
           <Trans>Issue Token</Trans>
-        </Button>
+        </ReadOnlyButton>
 
         <TokenOptions
           query={params.search}